Get the facts. Take control.
Every situation provides an opportunity to improve your situation. This is even--and in some cases, especially--true if you have retirement plan assets at a company or university at which you are no longer employed. To potentially turn the situation to your advantage, you have to know what your options are.
One option, of course, is to do nothing, and leave your retirement plan investments at your former workplace. Work retirement plans, however, have limited options, and it may be beneficial to you to go in a direction not supported by those options. And however you measure quality, it may be unlikely that the options in your plan are really the best in their class across the board.
Alternately, you can seize control of your own assets by rolling them into an IRA.* This could give you far more investment choices, allowing you to shape your investments to your own specifications. For example, you might want to allocate some of your portfolio to focused investments in renewable energy, cleantech, infrastructure, or leveraged investment products.
You owe it to yourself to learn what your options are. There can be no guarantees about future performance, but having access to more and potentially better options, along with the guidance to navigate among them, could potentially lead to better results over the long term.
What specifically can we do? - Provide a qualitative analysis of your current holdings.
- Give you alternatives.
- Facilitate a rollover.
- Help you craft a retirement income strategy.
- Objectively discuss your overall financial picture with you.
Contact us to learn what your options might be.
* Make sure you know the alternatives when dealing with company stock in a retirement plan, since other rules could apply.
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